
Celebrating 20 years of Nordic spirit.
Merry Christmas from Ferratum.
Born of the North
This season, we return to our roots and celebrate where it all began, a Nordic Christmas filled with light, laughter, and the comforts of home.

Sauna to Snowfall.
Nordic Christmas, especially in Finland where Ferratum was born, is a sensory experience steeped in tradition, from the steam of the sauna to the scent of pine and the glittery sparkle of delicate snowflakes. Tables around the world glow with candlelight, stories are read year after year, and recipes are handed down through generations. These are the rituals that make the season special. Lean into gathering with family, planning meals, and preparing for festivities at home. Savor what matters and enjoy the notes of the season.

Silent Night to Morning Light.
The holidays are made for slowing down and appreciating times of quiet and reflection. In the North, it’s all about light. From the magical Northern lights, candlelit tables, and logs glowing in the fireplace, it’s in these quiet moments that we reconnect with what matters most. Light up your holidays with intentional touches to really shine.

Santa to Stockings.
In Finland, he’s called Joulupukki, the origin of the Santa Claus we know today. The iconic symbol of the holidays brings enchantment like no other to Christmastime. Fall for the spirit of Santa, whether hanging stockings from the mantle, trimming a tree with beautifully wrapped gifts, or baking cookies for the man himself, find your space where these seasonal rituals meet magic.

Reindeer to Wreaths.
The foundations of Christmastime have their roots in Nordic traditions, and connecting back to nature is a key element of the season. Mythical reindeer, lush evergreens, and snow-covered forests are the roots of the season’s spirit. Channel a connection to nature in your own traditions and rituals, whether it’s hanging an evergreen wreath or cooking with seasonal ingredients. Add a touch of outdoor spirit to your celebrations now and for years to come.
Sharing the spirit of Nordic Christmas with the world.