20 Years of Looking Ahead
Born Nordic. Built Global.
Twenty years ago, we faxed documents, printed boarding passes, and saved files on floppy disks. We clipped coupons, memorized phone numbers, and waited in line for everything from paychecks to movie rentals. A lot has changed, but what’s driven us hasn’t.
For 20 years, Ferratum has helped people move forward, backed by Nordic simplicity, driven by digital innovation. What started in Finland has grown into a trusted global brand. From fax machines to finance at your fingertips, we’ve come a long way. But our mission remains the same - making digital banking simpler, smarter and more accessible for you.
Travel, Then vs Now
Printed plane tickets. Paper maps. Postcards home.
In the early 2000s, travel was analogue—bulky guidebooks, printed directions, and crossed fingers you didn’t get lost.
Now? Everything’s in your pocket.
Boarding passes on your phone. Turn-by-turn navigation. Live restaurant tips. And instant selfies sent instead of snail mail. Travel is seamless—and smarter.
Work, Then vs Now
Fax machines. Rolodexes. Filing cabinets.
Office life was a sea of paper. Floppy disks, scheduled meetings, and saved files crammed into cabinets.
Now? Work fits in your life, not the other way around.
Cloud storage. Auto-sync calendars. Messaging in real time. In the Nordics, we’ve long prioritized balance, and now tech makes it possible for everyone.
Tech, Then vs Now
From Nokia to now.
Finland’s Nokia shaped the way the world connected with simple, durable, and human-first design. Back then, phones helped us call. Now, they do everything.
Uncomplicated finances for modern life.
Apply for a loan, autopay your bills, and check your balance, all from your device. It’s not just convenient. It’s uncomplicated. And it's designed for how you actually live.
20 Years of Digital Banking.
At Ferratum, we’ve always looked ahead. From our roots in Nordic innovation to becoming one of Europe’s most trusted names in consumer finance, we’ve grown alongside you - to be where you are.
Born Nordic. Built Global.